I can remember bragging to you last month about how I’m the optimistic one in my relationship and I always refer to *loml is the pessimist (realist!). But all my happy, shiny thoughts and rose tinted theories were blown out of the water this week when I found out I could soon be made homeless.
It was only a few weeks ago that my landlady made a throw away comment when we passed in the garden about putting her house on the market. “Just to test the water and see what it’s worth, its nothing to worry about,” she reassured me and I honestly thought nothing more of it even when *loml pointed out that her curiosity spelled trouble.
I dismissed his sighs as negative pessimism and I told him not to be so silly. The country’s in a recession after all and houses just aren't selling so why would she bother, right?
Wrong! Low and behold the credit crunch with its rising cost of living really is effecting everyone including my landlady, who’s only option to keep her own head above water financially is to sell her beautiful Victorian four storey home, basement flat with sea views included- (my basement flat!)
Bless her, its not her fault. But on the other hand irrespective of trying to point the finger of blame for our sorry situation, it still doesn’t help me and *loml as I fear we will never find anywhere as lovely or as reasonably priced as our wonderful beach hut style one bedroomed flat.
Although we’ve only called it home for about 10 months we have made it our own with lots of personal fixtures and fittings (junk) and I have enjoyed every money-draining day of my time living there.
I know I’m not a realist, otherwise I wouldn’t of got into all this debt, but even I can see that we are faced with yet another money related struggle as we begin our search to find somewhere else to live which will no doubt cost us more than we pay out now. However, I do believe in fate and that ‘things’ happen for a reason, even if I don’t necessarily agree with them.
So if anyone has any suggestions of somewhere available for rent with all bills included please let me know!
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Denz wrote...
Ack, sorry to hear of your dilemma. Do you not have a tenancy agreement? If so, this should cover you, at least until it runs out. Has your landlady sold the house already?
Ii think one of the main reasons people will continue to struggle is renting, it's fair to say renting can be good and you can shop around, but it's not like you are shopping around for a new energy supplier or a cheap holiday, this is your home. You no doubt have friends there and you are part of the immeadiate community. So you do make a difference.
The other side of the renting issue, is that many people have bought into property instead of investing in a pension, until the house is sold, the taxman cant rob you of funds from it.
Problems are growing as buy to let (who normally would just cover the mortgage payments for rent) are now being sold off to housing associations and multi property landlords, who's only aim is to maximise profits... the renter who cant get on the property ladder to live, gets squeezed.
I really hope you find a way out of this, I can't imagine how hard it must be to uproot due to circumstances beyond your control. Good luck!
Posted by: Denz | May 15, 2008 2:29 PM